Letter Before Action

86% of debts are paid upon receipt of Lovetts' letter, with no further action being required

Prices start from as little as £1.50 plus VAT

A Letter Before Action is a formal letter which sets out what is owed from a debtor to your business. It gives your customer a set time period - usually 7 days - in which to pay. Before issuing any legal proceedings a Letter Before Action must be sent or costs may be forfeited.

A Letter Before Action is an essential requirement of the debt recovery process. The LBA requests payment of the debt to your business, and warns of the imminent issue of a court claim together with additional interest and costs.


Letter Before Action by Email Only


plus VAT

Letter Before Action by Post & Email


plus VAT


How effective is your Letter Before Action?

We have found that 86% of our letters of demand result in a successful debt collection.

What if I want to charge interest?

In that case, we also recommend, at the same price, our Late Payment Demand. This is similar to a standard LBA but includes details of your invoices so that interest, compensation and costs of recovery may also be claimed in the letter.

Can I recover additional compensation and costs?

Recent changes in the law allow you to add to your Claim, not just interest, but also compensation of between £40 - £100 per invoice and any additional costs of recovery you may incur when chasing the debt. This can mean your debtor will cover virtually all your costs! If you would like to know more please refer to our blog article on the subject.

What next?

If your commercial debt remains unpaid, then we tell you when the initial LBA has expired and invite you to instruct us further.  For most debts the most appropriate next step will be to issue a claim or issue insolvency proceedings.

Free LBA Template

Letter Before Action Free Guide & Template

We share our expertise so you can send the best possible LBA to your debtors. 

Need us to send your letters?