A Third Party, formerly known as a Garnishee Order, is a method of legally enforcing a County Court Judgment (CCJ) by obtaining payment from a third party that owes money to your debtor. This approach is often used by creditors who know the debtor's bank account details or they are aware of a large contract the debtor may have.
The major benefit of using a Third Party Debt Order to enforce your debt is that you retain an element of surprise. The debtor will not know when you make the application and they will not be notified until after you have served the third party with the Court Order. By the time the debtor is made aware of your application and Court Order, their bank account or funds held by a third party have already been frozen either in full or part.
Timing is crucial with Third Party Debt Orders as funds are frozen on the day of receipt of the Order by the Third Party, therefore if there are no funds available on that day, the application for the Third Party Debt Order will fail.