When you're in business a bounced cheque or direct debit can feel like a major blow. However, it's not all bad news… That's because the payment failure represents solid evidence, not only that you are owed money, but also how much.
That really is all you need in terms of evidence. So next time you suffer a bounced cheque or failed direct debt, just think: it could be the debt collection smoking gun that proves exactly what you're owed.
Esso Petroleum Co Ltd v Milton
 EWCA Civ 927