Letters before action

Letters Before Action (LBA)

A Letter Before Action is a formal letter which sets out what is owed from a debtor and gives the debtor a set time period (usually 7 days) in which to pay. Before issuing any legal proceedings a Letter Before Action must be sent or costs may be forfeited.

LBAs require payment of the debt, and warn of the imminent issue of proceedings, with attendant interest and costs.

Late Payment Demands (LPDs)

We also recommend, at the same price, our Late Payment Demand. This is similar to a standard LBA but  includes details of your invoices so that interest, compensation and costs of recovery may also be claimed in the letter.

Great Results!

At Lovetts we have found that over 75% of our Letters Before Action are paid without any further action being required. They are also cost effective – for every 100 of debt recovered our clients pay on average just 35 pence, much less than the price of a stamp!

Recover your costs!

Did you know? Recent changes in the law allow you to add to your Claim, not just interest, but also compensation of between 40 - 100 per invoice and any additional costs of recovery you may incur when chasing the debt. This can mean your debtor will pay virtually all your costs! If you would like to know more please refer to our knowledge base article on the subject.

What next?

If the debt remains unpaid, then we tell you when the initial LBA or LPD has expired and invite you to instruct us further.  For most debts the most appropriate next step will be to issue a Claim or issue insolvency proceedings.

Contact Us

Lovetts plc

Bramley House

The Guildway

Old Portsmouth Road

Guildford

Surrey

GU3 1LR

DX: 58306 GODALMING

Tel: 01483 457500

Fax: 01483 457700

marketing@lovetts.co.uk

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A list of directors can be inspected at the registered office. All directors are solicitors of England and Wales.
Lovetts plc is a body authorised and regulated by the Solicitors Regulation Authority. The Solicitors' Code of Conduct can be accessed at rules.sra.org.uk