What is a Claim?
Once your LBA or LPD has expired, if the debtor has failed to make a payment, we can start legal proceedings for debts in England, Scotland, Wales and Northern Ireland by issuing a Claim. Effectively we claim the debt, interest and compensation, plus any contractual costs and fixed legal costs.
For debts outside of these countries please contact us for advice on jurisdiction and options for recovery.
Why issue a Claim?
Issuing a Claim against a debtor is recommended because:
- It has impact and underlines your intention to get paid
- It can include interest, legal costs, commission or contractual costs, or late payment compensation
- It requires a response - if there is no response judgment can be entered
- It is paid more often than not and can be enforced as necessary
- It forces a compulsory timetable on a debtor if he wishes to dispute your claim
How is a Claim issued?
For details click here.
Are there any alternatives?
Insolvency proceedings can be used for debts over £750, but as insolvency proceedings involve Official Receiver's deposits and other fees exceeding this sum, they are usually only recommended if the sum claimed is several thousand pounds AND there is no evidence of a dispute. For more details, click here.
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